If you have been reading my blog you will know that I recently was able to reduce my auto insurance yearly cost by approximately $400.00! That is a very large savings for me considering I no longer have my 3 day a week job. If I hadn’t simply called and asked my current insurance company—well I would not have gotten that reduction. There are other ways to see if you are paying more then you have to!
If your circumstances have changed and you no longer drive the distance you used to or that young driver is no longer living with you or your car is so old that keeping collision no longer makes sense or you have a clean driving record with no accidents for a long time—hit the internet! There are a lot of sites where you can do comparison shopping and possibly find a company with better rates then you are currently paying. All these sites offer cheap auto insurance from various insurance companies. I did use a couple of these BEFORE I called my insurance company. Thus I was armed with extra ammunition when I did make that call. Of course there are some things which are regulated by the state in which you live and exactly where you live.
I happen to live very near NYC and every insurance company out there charges more for that fact. This has always been a sore point with me since I do not live inside the city limits. My Mom, who lives in a small town maybe twenty minutes away, pays much less then I do. NYS requires a minimum for liability insurance which isn’t really such a bad thing just in case. So it would help if you looked up the laws in your state before starting on your quest!
I was paid for this post, however all opinions expressed are my own honest opinions. For more information please check my Disclosure Statement.