Miki's Hope: $25 Amazon/Paypal-2-WW-An Average Joe's Pursuit for Financial Freedom-Michael Munsey-Ends 10/19

I actually went in and purchased this book from Amazon! I was certainly interested in reading this book since like her husband I have the unusual educational combination of accounting and environmental science in my case-environmental engineering in his!

I have re-read several sections of this book a couple of times now. Unfortunately, I am too old to take this advice since I am already semi-retired! Yes, I agree, if you can, and you have a long enough time frame-creating passive income is the way to go. As is pointed out by the author you do have to be very careful.

I particularly liked his advice about financial advisers! When I first tried to invest I used the services of a bank--no comment. Now I do know about accounting and balance sheets etc so I said to myself-self-you can do this! Actually I did quite well but truly did not have the time required to keep up with when I should buy and sell. You almost have to be able to do this on a full time basis if you want to make and not lose money. I then ended up with a financial adviser who was very good--but then the stock market crashed--oh well. Please make sure that if you decide to get a financial adviser the financial adviser you pick not only invests in what he puts you into-but make sure he is in the same financial class as you! I could not really afford to lose that money--he could! Luckily I have always lived frugally!!

The only regret that I have is not following my dreams from when I was young and listening to others. Listen to your heart, set a plan (this book will give you ideas on how to do that)-and stick to it!

An Average Joe’s Pursuit for Financial Freedom offers a different perspective on money than what is traditionally taught by our parents and in our school systems. The reason there is such a discrepancy between the wealthy and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth: it is something that is learned. The knowledge of knowing how to make money work to generate passive income is something that anyone can learn as long as they are disciplined. An Average Joe’s Pursuit for Financial Freedom is based on practical concepts and discusses the problems that the majority of us face with our personal ﬁnance. The concepts in this book are based on theory by an author that practices what he writes about.

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"If you are looking for financial freedom, this book is definitely for you!"

- review from The Frugal Mrs Jones

"Reading this book, will not only enlighten you, it will educate you as well."

- review from Deneale's Book Buzz

"An encouraging and fast read that will change your thoughts on money management and how you will go about seeking financial freedom for yourself and family."

- review from Living the Leviner Life

About the Author

Michael Munsey works in the oil industry and resides in Houston, Texas. He received his undergraduate degree from Murray State University in May of 1995. While working to climb the corporate ladder within Halliburton Energy Services, Michael enrolled in the EMBA program at Rice University in 2005. After earning his MBA, he had a major change in the way he perceives money which he is sharing in this book.

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